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For government payments teams

Know when a local government will change its payment processor, before the RFP.

Public Funds Signal gives merchant services and government payments sellers early notice when a city, county, utility, court or other agency is likely to replace its card processor, payment portal or fee model for tax, utility, court and permit payments.

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The problem

Payment decisions are made office by office, and early.

In local government, payments aren't one decision. The tax collector, utility billing, the courts and the permit office may each run their own processor and portal, on different contracts and timelines. A change can start with a contract nearing its end, complaints about convenience fees, a new billing or tax system, or a push to consolidate vendors.

By the time a merchant services RFP is posted, the office has usually decided what it wants. Sellers who were already talking to the treasurer or utility director helped decide it.

Tax payments

Catch county and city tax offices planning to replace online property tax payment portals or card processing.

Utility payments

See when utilities are changing billing systems, adding payment channels or rebidding processing.

Court and fine payments

Know when courts and clerks are modernizing how they take fines, fees and costs.

Permits and licensing

Find permit and licensing offices adding online payments or moving to a new platform.

The fee model matters

Who pays the fee is often the real decision.

Many government payment RFPs turn on the fee model: whether the government absorbs processing costs, passes them to the payer as a convenience or service fee, or asks for a no-cost or revenue-sharing arrangement. Card network rules and state policies shape what's allowed.

Early notice gives you time to understand what the office is trying to fix before you propose a model.

Learn how governments buy merchant services

How these RFPs are titled, what they ask for, and how convenience fees and service fees differ for government.

Read the merchant services RFP guide →

What a signal looks like

Who, what, when, and how soon.

Each alert gives you what you need to decide whether to call this week or plan for next quarter.

Illustrative example
Merchant

Southwestern county treasurer plans to replace its online property tax payment portal

Current processing contract nearing its end; office looking to add mobile and text-to-pay options and revisit how convenience fees are charged. Supporting documentation included.

Est. RFP in 60–90 daysSouthwest · County

Illustrative example. Entities, details and timing are fictional.

Every government payments signal includes

  • The entity and the office involved: tax, utility, courts, permits or other
  • The expected change: processor, payment portal, channels or fee model
  • Estimated timing
  • The incumbent provider, where known
  • Supporting documentation

Subscriptions priced by territory

Plans cover the territory you sell into, from a metro area to several states, and include every product line. Tell us your territory when you request a sample so we can follow up with pricing for your market.

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Who it's for

Built for teams that sell payments to local governments.

Public Funds Signal is for merchant services, payment processing and government payments sellers who work with cities, counties, utilities, courts and other public agencies.

Hear about the next processor change first.

Get a free sample of government payments signals.

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