:root {
  --ink: #0f1b2d;
  --ink-2: #33415a;
  --muted: #5d6b82;
  --line: #dfe4ec;
  --bg: #f7f8fb;
  --paper: #ffffff;
  --navy: #0d2340;
  --navy-2: #163560;
  --signal: #12a36b;
  --signal-2: #0e8a5a;
  --signal-soft: #e5f6ee;
  --amber: #c98a0b;
  --radius: 12px;
  --shadow: 0 1px 2px rgba(15, 27, 45, .06), 0 8px 28px rgba(15, 27, 45, .08);
  --max: 1140px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 17px;
  -webkit-font-smoothing: antialiased;
}
img, svg { max-width: 100%; display: block; }
a { color: var(--navy-2); }
h1, h2, h3 { font-family: "Inter Tight", "Inter", sans-serif; line-height: 1.15; letter-spacing: -0.02em; margin: 0 0 .5em; }
h1 { font-size: clamp(2.1rem, 4.6vw, 3.35rem); font-weight: 750; }
h2 { font-size: clamp(1.65rem, 3vw, 2.3rem); font-weight: 700; }
h3 { font-size: 1.12rem; font-weight: 650; letter-spacing: -0.01em; }
p { margin: 0 0 1em; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 20px; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: .78rem; font-weight: 600; letter-spacing: .09em; text-transform: uppercase; color: var(--signal-2); margin-bottom: 14px; }
.eyebrow .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--signal); box-shadow: 0 0 0 4px rgba(18,163,107,.18); }
.lede { font-size: 1.15rem; color: var(--ink-2); max-width: 40em; }
.section { padding: 88px 0; }
.section-head { max-width: 720px; margin-bottom: 44px; }
.section-head p { color: var(--muted); font-size: 1.06rem; }

/* Nav */
.nav { position: sticky; top: 0; z-index: 20; background: rgba(13,35,64,.96); backdrop-filter: saturate(1.4) blur(8px); border-bottom: 1px solid rgba(255,255,255,.08); }
.nav .wrap { display: flex; align-items: center; justify-content: space-between; height: 64px; }
.brand { display: flex; align-items: center; gap: 10px; color: #fff; text-decoration: none; font-family: "Inter Tight", sans-serif; font-weight: 700; font-size: 1.05rem; letter-spacing: -0.01em; }
.brand svg { width: 28px; height: 28px; }
.nav-links { display: flex; align-items: center; gap: 26px; }
.nav-links a { color: #c9d4e6; text-decoration: none; font-size: .93rem; }
.nav-links a:hover { color: #fff; }
@media (max-width: 760px) { .nav-links a:not(.btn) { display: none; } }

/* Buttons */
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 8px; border: 0; border-radius: 9px; padding: 12px 20px; font: 600 .98rem/1 "Inter", sans-serif; cursor: pointer; text-decoration: none; transition: background .15s, transform .05s; }
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--signal); color: #fff !important; }
.btn-primary:hover { background: var(--signal-2); }
.btn-sm { padding: 9px 14px; font-size: .88rem; }
.btn[disabled] { opacity: .65; cursor: wait; }

/* Hero */
.hero { background: radial-gradient(1200px 500px at 80% -10%, #1d4579 0%, transparent 60%), linear-gradient(180deg, var(--navy) 0%, #0b1d36 100%); color: #fff; padding: 72px 0 96px; overflow: hidden; }
.hero .eyebrow { color: #6fe0b2; }
.hero h1 { color: #fff; }
.hero .lede { color: #c9d4e6; }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: start; }
@media (max-width: 940px) { .hero-grid { grid-template-columns: 1fr; gap: 40px; } }
.hero-points { list-style: none; padding: 0; margin: 28px 0 0; display: grid; gap: 12px; }
.hero-points li { display: flex; gap: 12px; color: #dbe4f2; font-size: 1rem; }
.hero-points svg { flex: 0 0 20px; width: 20px; height: 20px; margin-top: 3px; }
.sources { margin-top: 34px; font-size: .82rem; color: #8ea0bd; letter-spacing: .02em; }
.sources span { display: inline-block; border: 1px solid rgba(255,255,255,.14); border-radius: 999px; padding: 4px 11px; margin: 6px 6px 0 0; color: #b9c6db; }

/* Form card */
.form-card { background: var(--paper); color: var(--ink); border-radius: 16px; padding: 28px; box-shadow: 0 20px 60px rgba(0,0,0,.35); }
.form-card h2 { font-size: 1.4rem; margin-bottom: 6px; }
.form-card .sub { color: var(--muted); font-size: .95rem; margin-bottom: 20px; }
.field { margin-bottom: 14px; }
.field label { display: block; font-size: .84rem; font-weight: 600; color: var(--ink-2); margin-bottom: 6px; }
.field label .req { color: var(--signal-2); }
.field input, .field select { width: 100%; padding: 12px 13px; font: 400 1rem "Inter", sans-serif; color: var(--ink); background: #fbfcfe; border: 1px solid #cfd7e3; border-radius: 9px; outline: none; transition: border-color .15s, box-shadow .15s; }
.field input:focus, .field select:focus { border-color: var(--signal); box-shadow: 0 0 0 3px rgba(18,163,107,.18); background: #fff; }
.field input:user-invalid { border-color: #c2413b; }
.row-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
@media (max-width: 480px) { .row-2 { grid-template-columns: 1fr; } }
.checks { border: 0; padding: 0; margin: 0 0 16px; min-width: 0; }
.checks legend { font-size: .84rem; font-weight: 600; color: var(--ink-2); margin-bottom: 8px; padding: 0; }
.checks .opt { font-weight: 400; color: var(--muted); }
.check-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 7px 12px; }
@media (max-width: 400px) { .check-grid { grid-template-columns: 1fr; } }
.check-grid label { display: flex; align-items: flex-start; gap: 8px; font-size: .88rem; font-weight: 400; color: var(--ink); cursor: pointer; line-height: 1.35; margin: 0; }
.check-grid input { width: 16px; height: 16px; margin: 1px 0 0; flex: 0 0 16px; accent-color: var(--signal); cursor: pointer; }
.form-card .btn { width: 100%; padding: 14px; font-size: 1.02rem; margin-top: 4px; }
.fine { font-size: .8rem; color: var(--muted); margin: 12px 0 0; text-align: center; }
.form-error { display: none; background: #fdecea; color: #8c2b25; border-radius: 8px; padding: 10px 12px; font-size: .88rem; margin-bottom: 12px; }
.form-error.show { display: block; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }

/* Signal feed */
.feed { display: grid; gap: 14px; }
.signal { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 22px; display: grid; grid-template-columns: auto 1fr auto; gap: 18px; align-items: start; box-shadow: 0 1px 2px rgba(15,27,45,.04); }
@media (max-width: 640px) { .signal { grid-template-columns: 1fr; gap: 10px; } }
.tag { display: inline-block; font-size: .72rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 5px 9px; border-radius: 6px; white-space: nowrap; }
.tag-bank { background: #e6eefb; color: #1f4c8f; }
.tag-merch { background: #fdf3e0; color: #8a5d05; }
.tag-pcard { background: var(--signal-soft); color: var(--signal-2); }
.tag-ap { background: #efe8fb; color: #5b3b9a; }
.signal h3 { margin-bottom: 4px; font-size: 1.04rem; }
.signal p { margin: 0; color: var(--muted); font-size: .93rem; }
.signal .meta { font-size: .82rem; color: var(--muted); text-align: right; white-space: nowrap; }
.signal .meta strong { display: block; color: var(--ink); font-size: .95rem; }
@media (max-width: 640px) { .signal .meta { text-align: left; } }
.illustrative { font-size: .82rem; color: var(--muted); margin-top: 14px; font-style: italic; }

/* Cards / grids */
.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, 1fr); gap: 20px; }
@media (max-width: 900px) { .grid-3 { grid-template-columns: 1fr 1fr; } }
@media (max-width: 640px) { .grid-3, .grid-2 { grid-template-columns: 1fr; } }
.card { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.card p { color: var(--muted); font-size: .96rem; margin: 0; }
.icon { width: 40px; height: 40px; border-radius: 10px; background: var(--signal-soft); color: var(--signal-2); display: grid; place-items: center; margin-bottom: 14px; }
.icon svg { width: 22px; height: 22px; }
.alt { background: var(--paper); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }

/* Steps */
.steps { counter-reset: step; }
.step { position: relative; }
.step .num { font-family: "Inter Tight", sans-serif; font-weight: 700; font-size: .85rem; color: var(--signal-2); letter-spacing: .08em; margin-bottom: 10px; }

/* Timing band */
.timing { background: var(--navy); color: #fff; border-radius: 18px; padding: 44px; display: grid; grid-template-columns: 1fr 1.2fr; gap: 40px; align-items: center; }
@media (max-width: 860px) { .timing { grid-template-columns: 1fr; padding: 30px 24px; } }
.timing h2 { color: #fff; }
.timing p { color: #c9d4e6; }
.timeline { display: grid; gap: 0; }
.tl-row { display: grid; grid-template-columns: 22px 1fr; gap: 14px; padding-bottom: 18px; position: relative; }
.tl-row:not(:last-child)::before { content: ""; position: absolute; left: 10px; top: 20px; bottom: 0; width: 2px; background: rgba(255,255,255,.14); }
.tl-dot { width: 22px; height: 22px; border-radius: 50%; border: 2px solid rgba(255,255,255,.3); background: var(--navy); }
.tl-row.hot .tl-dot { background: var(--signal); border-color: #6fe0b2; box-shadow: 0 0 0 5px rgba(18,163,107,.22); }
.tl-row.late .tl-dot { border-color: #7a8aa5; }
.tl-row strong { display: block; color: #fff; font-size: .98rem; }
.tl-row span { color: #9fb0c9; font-size: .88rem; }
.tl-row.hot strong { color: #6fe0b2; }

/* FAQ */
.faq { max-width: 820px; }
.faq details { background: var(--paper); border: 1px solid var(--line); border-radius: 10px; padding: 0 20px; margin-bottom: 10px; }
.faq summary { cursor: pointer; list-style: none; padding: 18px 28px 18px 0; font-weight: 600; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 0; top: 14px; font-size: 1.4rem; color: var(--muted); font-weight: 400; }
.faq details[open] summary::after { content: "–"; }
.faq details p { color: var(--muted); padding-bottom: 6px; }

/* Final CTA */
.cta { background: linear-gradient(180deg, var(--navy) 0%, #0b1d36 100%); color: #fff; }
.cta-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 48px; align-items: center; }
@media (max-width: 900px) { .cta-grid { grid-template-columns: 1fr; } }
.cta h2 { color: #fff; }
.cta p { color: #c9d4e6; }

/* Footer */
footer { background: #09172b; color: #8ea0bd; font-size: .88rem; padding: 32px 0; }
footer .wrap { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
footer a { color: #b9c6db; text-decoration: none; margin-left: 18px; }
footer a:first-child { margin-left: 0; }

/* Simple pages */
.page { max-width: 760px; margin: 0 auto; padding: 72px 20px 96px; }
.page h1 { font-size: clamp(1.9rem, 4vw, 2.6rem); }
.page h2 { font-size: 1.3rem; margin-top: 1.6em; }
.page p, .page li { color: var(--ink-2); }
.thanks-card { background: var(--paper); border: 1px solid var(--line); border-radius: 16px; padding: 40px; box-shadow: var(--shadow); text-align: center; }
.thanks-card .check { width: 56px; height: 56px; border-radius: 50%; background: var(--signal-soft); color: var(--signal-2); display: grid; place-items: center; margin: 0 auto 18px; }
.thanks-card ol { text-align: left; max-width: 460px; margin: 24px auto 0; padding-left: 20px; }
.thanks-card li { margin-bottom: 8px; }

/* Buyer cards */
.card.buyer { display: flex; flex-direction: column; }
.card.buyer p { flex: 1; margin-bottom: 16px; }
.card .more { font-weight: 600; font-size: .94rem; color: var(--signal-2); text-decoration: none; }
.card .more:hover { text-decoration: underline; }

/* Inner pages */
.hero.hero-sub { padding: 64px 0 72px; }
.hero-sub .hero-inner { max-width: 820px; }
.hero-sub h1 { font-size: clamp(2rem, 4.2vw, 3rem); }
.hero-sub .btn { margin-top: 26px; }
.crumbs { font-size: .85rem; color: #8ea0bd; margin-bottom: 18px; }
.crumbs a { color: #b9c6db; text-decoration: none; }
.crumbs a:hover { color: #fff; }
.bullets { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.bullets li { position: relative; padding-left: 26px; color: var(--ink-2); }
.bullets li::before { content: ""; position: absolute; left: 4px; top: .62em; width: 8px; height: 8px; border-radius: 50%; background: var(--signal); }
.two-col { display: grid; grid-template-columns: 1.1fr .9fr; gap: 48px; align-items: start; }
@media (max-width: 900px) { .two-col { grid-template-columns: 1fr; gap: 28px; } }
.label-illustrative { display: inline-block; font-size: .72rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--amber); background: #fdf3e0; border-radius: 6px; padding: 4px 9px; margin-bottom: 12px; }
.link-list { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 14px; }
.link-list a { display: inline-block; border: 1px solid var(--line); background: var(--paper); border-radius: 999px; padding: 8px 16px; font-size: .92rem; font-weight: 600; color: var(--navy-2); text-decoration: none; }
.link-list a:hover { border-color: var(--signal); color: var(--signal-2); }
.note { font-size: .88rem; color: var(--muted); }

/* Long-form guide */
.prose { max-width: 760px; }
.prose h2 { font-size: clamp(1.4rem, 2.4vw, 1.75rem); margin: 2.2em 0 .6em; }
.prose h3 { margin: 1.6em 0 .4em; }
.prose p, .prose li { color: var(--ink-2); }
.prose ul, .prose ol { padding-left: 1.3em; margin: 0 0 1.2em; }
.prose li { margin-bottom: .45em; }
.prose .callout { background: var(--signal-soft); border-left: 4px solid var(--signal); border-radius: 8px; padding: 16px 20px; margin: 1.6em 0; }
.prose .callout p { margin: 0; color: var(--ink); }
.toc { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px 24px; margin-bottom: 8px; }
.toc strong { display: block; font-size: .8rem; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); margin-bottom: 8px; }
.toc ol { margin: 0; padding-left: 1.2em; }
.toc a { color: var(--navy-2); text-decoration: none; }
.toc a:hover { text-decoration: underline; }
.placeholder { background: #fff3cd; color: #7a5300; padding: 0 4px; border-radius: 4px; font-weight: 600; }
.cta .form-card h2 { color: var(--ink); }
.cta .form-card .fine, .cta .form-card .sub { color: var(--muted); }
.field .help { font-size: .8rem; color: var(--muted); margin: 6px 0 0; }
.field-territory label { color: var(--ink); }
.field-territory input { border-color: #9fd9bf; background: #f6fcf9; }
@media (max-width: 480px) {
  .brand { font-size: .95rem; white-space: nowrap; gap: 8px; }
  .brand svg { width: 24px; height: 24px; }
  .nav .btn-sm { padding: 8px 11px; font-size: .8rem; white-space: nowrap; }
}